How to Transfer Money from SBI ATM / Debit Card

How to Transfer Money from SBI ATM / Debit Card – Financial activity depends much more on Transferring or Exchanging money through convenient sources. Before the arrival of Online Banking and Debit / Credit Card facility, the exercise of money transaction took more time and common men were needed to approach their account holding Banks for this cause. But the older exercises are now part of history.

I want to mention that earlier I have written on SBI Mobile Banking and SBI Internet Banking as well as and it may be useful stuff for you.

Facilities of Online Banking and ATM Card or Debit Card / Credit Card are making life easier than ever before. All Nationalized Banking Unit and Private Banking Unit offer these facilities to their customers.

You may like to read:

ATM Card / Debit Card are known as plastic money. Trends of keeping money in pocket change into keeping ATM Card / Debit Card into the pocket. Whenever money requires people visit nearest ATM Centre and withdraw money as per their need. Users of Debit Card don’t know to properly use it. Often they use it for withdrawing money and checking their balance inquiry. They don’t know how to transfer money through their ATM Card to another Card. Now, I am going to discuss how to make instant Transfer through SBI ATM Card.

sbi atm or debit card

What to do to Transfer Money from SBI ATM Debit Card

State Bank of India (SBI) provides the facility of fund transfer only through their ATM cum Debit Card.  A Transfer could not be made to another bank ATM or Debit Card. Just follow successive steps and make the way to Transfer Money from SBI ATM / Debit Card.

  • Swipe your SBI Debit Card / ATM Card at any ATM Centre.
  • Choose Transfer option from the drop down list, which is seen usually at the right bottom side of ATM Screen.
  • Enter your PIN.
  • Choose Card to Card Transfer.
  • Enter Debit Card Number of Beneficiary, which has usually 19 digits.
  • Enter twice Beneficiary Debit Card Number.
  • Now, enter Amount to Transfer
  • Select Account type as per existed nature of Saving / Current.
  • Finally, the act of Transaction completed message shown at the screen of ATM. The same amount would be deducted, and it be seen through Credit from your accounts.

Note: By this process, you will be able to Transfer Rs. 15000/- per transaction. But in the whole day, the maximum limit of the Transferred amount should not be exceeded Rs. 30000/- to another SBI ATM / Debit Card.

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Topics:  Finance

  1. Bijay kumar padhan


    i want to balance transfer from sbi a/c to other sbi a/c through sbi atm card/debit card.but twice a/c are other sbi branch between 50 to transfer money in atm counter.plz sir suggetion me

  2. I have transferred 5000/- on Monday from Sbm(Banglore) to sbi(Andhra) debit card through card to card is debited from my account but not credited to SBI(Andhra) account, what time it will take? or is their any problem?…so Plz tell me processing time for transferring

  3. i hv transferred money from SBI card to SBN card one day ago,it is debited from my account but not credited to SBN account, what time it will take? or is their any problem?
    pls reply

  4. Its good super nice

  5. my dad transferred money from india to china from sbi atm card to sbi maestro card 40000rs .it shows successful and amount has gone away from my dads card but i didnt got money still it has been much time it will take .thank you.

  6. Usually it takes about 4=5 days.

  7. bharath reddy


    i was made transction of rs 5000 from sbi atm to sbh atm on 27/11/2015 at 6:30 pm but stil i didnot receive money, money debited in sbi card but not credited into sbh, usually how much it takes to card to card tranfer on week days like monday to saturday plz rly me sunitha asap

  8. On 23-11-2015 I have made card to card money transfer from sbi to sbh through ATM. The transaction was displayed successful but till now the amount was not credited to the card payee.

    whats the solution plz help long will take time to credit

  9. shajahan shaik


    Am shajahan shaik Jubilee hills Hyderabad branch code 4155, I have transferred 06-11-15 Rs 7000 rupees from my sbi to sbh account through card to card transfer from sbi atm my money got deducted, but it is not credited till now please resolve my issue. please urgently need full.

  10. Wait. It will consume time.

  11. On 31-10-2015 I have made card to card money transfer from sbh to sbi through ATM. The transaction was displayed successful but till now the amount was not credited to the card payee.

  12. I transferred money by card to card transfer from sbi atm to sbm atm card on after 36 hours my friend will not get money but debited from my account. Plz tell me what’s the problem

  13. yesterday my friend transferred a specific amount of money from his state bank card referring to my state bank cash plus card but it is not displaying in my account,please confirm, what would be reason.

  14. Gurdas Singh


    Hi. My freind has money trandferred to my account by sbbj atm to sbi (card to card) but the same ammount not credited in my account.

  15. I have done payment in gate application…money has deducted twice but payment is not successful….will money return to account???

  16. i sent money from SBH A/C to my friends SBI A/C.. just one hour back… but he saying.. he didn’t get the money… how can i know.. that.. bcoz my money is deducted from my a/c.. when i take mini statement it is showing only reference no.. but i would like to know the CARD NO what i typed during transaction time… plz tell me.. sir…

  17. I have debit card which have 16 digit no.
    So its possible that
    Any one can transfer money in my account as atm machine ask for 19 digit.. help me out for this

  18. Shahrukh Md Aaryan


    I hav withdrawn 40000 from my atm & after few minutes I transferred amount of Rs 10000 to my brother account… Its been credited from my ac but nt debited in my bros ac…
    Wat i hav to do?
    Transfered before 4 hours!

  19. Hi, i want to money transfar by sbi atm card to another atm card, without netbanking, so any one give suggsain me.

  20. Yes of course.

  21. can I transfer money from SBI ATM to sbh ATM on Sunday ? how much time it may take ?

  22. i have sbi credit card can i transfer balance in my saving a/c of another bank or debit card.

  23. Same problem for me also….
    I transfered rs9000/- from sbi to sbt . still didn’t transferred. Why it is come like this???
    Bt the thing is that from sbi to sbi there was no time delay and all…..

  24. My friend transferred Rs2000 in my account through ATM on 10th July 2015…. her account is in SBI and I have in SBH.. her money deducted but I havent got that……. she registered complaint but nothing happened…. How many days will it take to get money back?

  25. DId u get ur money back?

  26. No you cant

  27. Will there be any delay for the transaction if it is not a working day for the bank??

  28. K.Srinivasa Chary


    I have transferred 8000/- today evening from Sbh to sbi debit card through card to card still money didn’t transferred …so Plz tell me processing time for transferring.

  29. K.Srinivasa Chary


    I have transferred 8000/- today evening from Sbh to sbi debit card through card to card transfer.. so still money didn’t transferred …so Plz tell me processing time for transferring.

  30. Is it possible to pay online from SBI saving account to citibank or any other credit card (master card)

  31. Can i transfer money from State bank of mysore atm to corporation bank atm?

  32. mmmahadeb kesh


    i have an account sbi,,,and have a mastro debit card….i want to transfer in my brother sbi account via atm machine… it possible

  33. Wait for few days.

  34. I have money transferred 5000 today at 8:40 pm. Sbh card to sbi card through sbi atm…
    .my money was debited……but not credited to payee account…..

    How much does it take?


    How get my money recovery….? If u know the solution plz give valuable comment

    Plzzz any one suggestion me

  35. Sourabh sodani


    My friend transfered money from SBI to SBBJ and entered only 16 digits of ATM card number but than also money is deducted from SBI account and not credited to SBBJ account
    Why so??



    In sbi anywhere apps , how can i add a beneficiary card & what is this ??

  37. At first you need to change your ATM Card.

  38. sbi atm card is broken ..but I have the 19 digit card no and its secret can I transfer the money to my other sbi account.pls help.

  39. No, you can’t.

  40. Is it possible to transfer from SBI card to SBi of Nepal or any other associate State Bank? How long does it take to transfer?

  41. Hello there…
    I want to activate my sbi internet banking… but unable to visit at the can I apply it online..

  42. You can’t deduct the money you have transferred. You need to meet the person individually and request.

  43. I was transferring SBI card to another SBI card but by mistake persons other side spell 2 digit wrong means 2288 instead of 8822 so I transferred the money and money is deducted wat to do next to get my money

  44. hi can any 1 tell me is this possible to transfer money from SBI Mastercard to Kotak Mahindra by using atm card number. if yes then how?

  45. SBI Debit card contains 16 digits.

  46. Prabhakar muz


    Plz suggest me quickly
    Sbi debit card no sure should be 19 digits or it should be also 16 digits

  47. Thank you …!!

  48. The same thing happened to me yesterday……..was the money credited to your account……..? Please reply……

  49. Sometimes the transaction takes time.

  50. I have transferred 6000/- on 20th Jan from SBI debit card to sbh debit card through card to card transfer..these cards belong to ap state and I have transferred at the atm which belongs to Aurangabad, Maharastra state so still money didn’t transferred …so Plz tell me processing time for transferring.

  51. I have used sbi atm from hyderabad to transfer money of sbh atm of Maharashtra I have got a message that money has been debited but my friend has not got the money I have checked the card number it’s correct

  52. i tried atm to atm transfer from sbop to sbi (two different atm) of other state but both transaction failed

  53. wait with patience.

  54. transferred money from sbh master card to sbi account yesterday 6.10pm, it is shown that transaction was successfull but money not credited to it plz help me

  55. (Card to card transfer)Transffereed money from SBBJ TO SBI ON SATURDAY from Atm at 14.10 PM …. MONEY YET NOT CREDITED IN SBI ACCOUNT … …….ON MONDAY
    Plz reply fast


  57. my frnd made a sbh to sbi card transfer while transferring he selected current instead of saving account.but it was sucessful yet the money not credited in my account.plsss help me

  58. today at 7 pm my friend had transfered money from sbh atm to my
    sbi account.but money has not came in my account.but in his account the money has been debited

  59. may i trasfer money from sbh card to sbh card through sbi atm

  60. Hi I have transferred 10000 from SBI ATM to Sbh ATM card money is debited but not credit to Sbh card number is right when I will get my money or it will automatically come back to SBI

  61. Please be patient. The money will be credited.

  62. i made a card to card transfer using SBI to SBT at 5.15pm on 05.09.2014 i got the status as SUCCESS and money is debited from my account but the money haven’t been credited in my friends ATM.It happnd more than 35 hours but money is not credited! does there any delay in transfering and if not what are the options to recover my money? or my money is lost

  63. can i transfer fund to sbi card to another bank card by the using of card to card ……………

  64. is it possible to tranfer money from sbi mestro to sbi debit atm card. I tried it many times but the transaction failed

  65. hi
    am using SBI mobile Banking in my android phone but i lost that mobile so now am using another android mobile and i downloaded SBI MB software. now using the service but when registering new a/c number i received sms like “Max limit to link accounts reached ” so if i go to setting option am not see any payee name n account so tell me “how can i delete my old payee list”

  66. Be patient, wait for few days.

  67. Arpit Jaiswal


    I have transferred fund from my sbi visa debit card to my fathers sbi account. we both have account from the same branch but i transferred from other city where i work through card from the swap machine kept in the bank. I send two times 35000 each to the same day. 70000 has been debited but my father receives only 35000. plz help

  68. Gautam singh


    Today my friend send money via sbi card to sbi card but his money deducted but not credited into my account… today at 12:50 approx …

  69. Yes you can transfer money from SBH Atm to SBI Atm. Within one week the fund will reach.

  70. Can we transfer money from SBH Atm to SBI Atm, if yes then how much time does it take to reach to SBI atm account holder.

  71. I want to buy some home appliance from flifcart. can I transfer the amount from net bank??

  72. Wait for few more days.

  73. account has not been credited yet 3 days gone online transfer SBI TO SBI WHAT IS WRONG? CAN SOME REPLY IS THAT POSSIBLE.

  74. Channabasavareddy


    I have State Bank of mysore ATM Card, can I transfer amount to state bank of Hyderabad Account which is not having ATM card

  75. You should inquire in the branch where you have your account.

  76. hi i have transferred rs.15000, two times, on 2 june and 3 june to same account . monney of rs.30000 is debited from my account but only rs. 15000 is credited in the beneficiary account, even after 10 days. i have checked the number , nothing is wrong with it. please reply..

  77. yes, off course.

  78. Rs. 1000/- at least.

  79. one more q do we need to maintain any minimum balance in sbi saving a/c with checkbook

  80. do they charge any commission for transferring money to an account in other state

  81. Your account would haven’t sufficient amount of money.

  82. I tried plenty of times but its showing msg like “Unable to process your Request” why specific reason for this particular msg?? or what else i have to do….

  83. It takes some time. Please be patient.

  84. hi i transfered rs 5000 frm sbi to sbh, in my sbi the amount got debited, but in sbh it was not credited… please reply

  85. Wait for some time.

  86. i have make card to card transfer balance deducted but not credited in beneficiary account.

  87. i experienced same situation then i made a call to sbi help line number and they said that it was some technical problem and told to try after 1 or 2 hour. But it failed again.if u find solution please tell me

  88. You will have to wait for 24 hrs.

  89. Ramesh Chandra sahoo


    One of my frnd transfer the money ,but it is not still debited to my account its more than 20hours. he got a msg also that transaction successful .transfering time was 8.39 AM

  90. if make transfer from sbh atm sbi atm how much time it will take to transfer

  91. sudhipriya


    I have dsp a/c in sbi branch. And i take a goldloan from that branch. Now i am in another state. I have balance in my dsp a/c and i want to pay that loan. Can i do it through atm / another branch? Pls help me.

  92. It takes some time. Wait with patience.



    Yesterday night, i did card to card transfer using sbi atm,
    money was debited instantly but not credited to the payee a/c.
    till now it has not been credited.
    Can anyone help me?

  94. sir
    can i transfer money from my sbi ATM card to sbt ATM, give some suggection

  95. So its already in debit card and needs no activation??

  96. For all who have credit card.

  97. Is this facility available in all debit card…or it needs to b activated?if activation is required,then wats d procedure

  98. is there any charges for transfering money from atm to any other account.
    is any charge then what is the criteria for charges.

  99. You will have to wait few hours more.

  100. same situation happened with me…24hrs has gone..till the money is not credited….then what might be the problem…..???

  101. how much amount will be deducted in atm to atm transfer , if both atm’s are from two different states .???

  102. If you have transferred money to other bank account you should wait for 24 hours.

  103. i made a card to card transfer using SBH ATM(MAESTRO) to SBI ATM(VISA CARD) at 7.45pm i got the status as SUCCESS and money is debited from my account but the money haven’t been credited in my friends ATM.It happnd more than 12 hours but money is not credited! does there any delay in transfering and if not what are the options to recover my money? or my money is lost?(ATM number is correct i checkd 10 times,there is no wrong in it)

  104. It depends on you, how fast you can use it.



    what is the time gap between two successive use of ATM card?

  106. Is it possible to transfer from SBI card to State Bank of Patiala or any other associate State Bank? How long does it take to transfer? because My friend did it at 6:00 pm and its been 9 hours now and money has not been credited to beneficiary account yet?

  107. You spend more bit of time in doing all that.

  108. aravind kumar


    when after doing all these process it is transaction is processing after that it is coming transaction timed out.. what is the problem reply …

  109. perhaps you would made mistakes in filling options.

  110. I tried to transfer money from my sbop atm to sbi but after doing all it came as SENDER BANK PIN BLOCKED.What is this & also i have this on sunday

  111. i have my sbi ac no, card no and pin no. can i transfar balance to another a/c(i have card & and pin no of that ac) with out net banking or mobile banking.

  112. It may be due to time of the transaction which could by before 8 AM or 8 PM. But, The bank of your could not be supporting for SBI transactions. Try once more. You will be confirmed by message in your subscribed mobile phone in sbi.

  113. I tried transfer from card to card. but it failed. I have SBI master card where as my friend ( whom I want to transfer) as SBI Visa. will that bother the transaction? what might be the reason for failed transaction.

  114. No, this is not the process for paying a loan installment. For this purpose you will have to contact your concerned branch

  115. My car loan EMI missout due to insuuficient balance,now i want to pay through ATM debite card,is it possible. Or Now at sufficeint balance in account .
    Pl suggest

    Sunil patel

  116. Babulal Rathore


    Good job…