Transfer Money from SBI Account without Getting High Security Password

Online money transfer is an essential exercise for most of the people nowadays. Internet banking has eased our life by providing the facility of online money transfer. Within every transaction, we get a message alert to our registered mobile. This is High Security One Time Password (OTP) and is very important for the security of our account. Every time you write the password in the box and approve. But, sometimes we get annoyed when we get an alert message for our small amount transferring time and again.

So people who often make small transfers might want to close the message alert. State Bank of India (SBI) is one of the prominent Bank in India today and have the maximum number of customers. So, we would like to present here tips to disable the SMS alert for small transactions through SBI.

How to make Transaction through SBI without Getting SMS Alert

1. Login to your SBI Account with username and password.

2. Click on Profile Menu.

3. You will get few options. Click on High Security Options.

4. Now you will have to login her with profile password. Enter your profile password and login.

5. You will get options for setting One Time High Security Password (OTP)

sbi one time password settings

6. The first option is to set one-time high-security password for the inter-bank beneficiary or intra-bank beneficiary transfer as well as Credit Card beneficiary transfer or international fund transfer. Using these settings you can set message alert for different transactions. If you want to transfer money without getting a high-security password you will have to check the option No. After checking the No option, you will be got rid of these annoying SMS you get every time after making money transfer. Finally, click on Submit Button.

Here, few other options are available and you can set one-time password option according to your need. You can disable High Security password for merchant payment by checking No option. You can also enable or disable these passwords for IRCTC Transactions. You can change the mode of getting OTP from SMS to Voice Call.

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Topics:  Finance
About Sunita
Love to play with Windows 11 and 10. Suggestion - Going for Registry change or system files edit then remember to take a backup or create a restore point before Starting.

  1. Praveen Pandey


    Thankyou, it really helped.

  2. K Venkatraman k


    I want to transfer money on sbi online now I am
    In USA no Indian sim no otp how can I transfer
    Money please tell me solutions

  3. good solution

  4. No idea how this option works, coz when i am trying to change this to “NO”, after submit it again says me to enter OTP on next page.

    Please advise any other alternate.

  5. Bhagwan Murthy


    The NO option applies only for transactions totalling Rs. 10,000 per day. For any transaction beyond that OTP will be required.

  6. Gopalakrishnan.M


    Dear sir/madam,
    I have lost my mobile phone. My account is in CHANDOLE BRANCH (A.P) but I am living at MUMBAI. How can I re-register my new number? or How can I make my transaction without OTP (more than Rs.10000 + ). Need your advice please.
    Thank you

  7. Am staying abroad having sbi account in India,they have input my number with wrong country code, how do I change plz advice

  8. DEAR ALL,

    I have an account in SBI & SBT and working in abroad.I want to transfer money securely. Now the problem I was faced was I am not getting OTP for transaction & SMS alert when entering in the profile section.This actually makes conscious about security.Sometimes SMS is coming but sometimes not. Please help.

  9. Hi Sunita,
    thrilled to see yes as the answer to sundaram s question. can you please elaborate how to.I have tried and failed.
    thank you,

  10. Hello,
    I want to disable High Security Password OTP for IRCTC transactions but under setting on Enable High Security for IRCTC transactions i can’t click on NO because that function appear disabled and one note is written there that is “(One Time Password is mandatory for all IRCTC transactions.Hence this setting
    for IRCTC is disabled.)so what i have to do please help me??

  11. Hi,
    Hi All,

    I have a SBI Account in India, Now im in Abroad…Due to some reasons my registered Indian mobile number was deactivated. Now i want to include my Singapore Mobile Number for OTP…Is it possible to update the foreign Mobile Number.

    Quick reply is much appreciated.

    Thanks and Regards,

  12. You should call on toll free helpline number of SBI.

  13. I did the process, as described above, but repeatedly getting the same demand for OTP again & again.
    I am here in The US, and can’t make payments for my Other Bank’s Credit Card.
    Could I have some email address from a SBI Back Office support Team, Please. Thanks in advance!!!

  14. Follow the steps and check No option against Enable High Security for Merchant Transactions. Good luck.

  15. seiminchon misao


    Sir, I ‘m a Customer of SBI and have registered for Online Internet banking too.But on every Online transactions,payments,recharges,etc, HIGH SECURITY PASSWORD or an OTP is required for any transactions,recharges,etc.I contacted the Branch but got no response.Therefore,I request you to help me on the ways or means,on how to secure the high security password..My Accnt No-31277961571..please suggest

  16. Taranjeet Singh


    It is already set to NO but I am still getting OTP. Is anyone else facing this issue as well?

  17. i forgot my sbi debit card online, one time password,how can i get or reset OTP again,,plz mail me snd sms 9634710891,,i m faced dis